Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to: More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be ab

Why Buyers and Sellers Face Very Different Housing Market Conditions Today

There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what's happening in your state? These 3 maps show how the split is playing out across the country. In each one: Darker Shade

The Biggest Mortgage Rate Drop in a Year: Why Buyers Are Jumping Back In

You've been waiting for what feels like forever for mortgage rates to budge, finally. And last week, they did – in a big way. On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the most significant one-day decline in over a year. Wh

What Mortgage Delinquencies Tell Us About the Future of Foreclosures

You may be seeing headlines about rising foreclosures. And if that makes you nervous that we’re headed for another crash, here’s what you should know.  According to ATTOM, during the housing crash, over nine million people went through some sort of distressed sale (2007-2011). Last year, there were