Why Experts Say Mortgage Rates Should Ease Over the Next Year

You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here's why.The Link Between Mortgage Rat

What Buyers Say They Need Most (And How the Market’s Responding)

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme. They want affordability to improve, specifically prices and rates (see below):Here’s the good news. While the broader economy may

3 Reasons Housing Affordability Is Improving in Fall 2025

For the past couple of years, many homebuyers have struggled to make the numbers work. Home prices surged, mortgage rates climbed, and affordability challenges forced buyers to hit the pause button. Maybe you were one of them. Now, there’s encouraging news for anyone who has been waiting for the ri

What a Fed Rate Cut Could Mean for Mortgage Rates in 2025

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion.The Fed Doesn’t Directly Set Mortgage RatesRight now, all eyes are on the Fed. Most economists expect they'll cu